If you read this, because you have been injured in an accident and plan to file your own claim injury. Well, take a step back and think seriously.
Negotiate your own vehicle injury claim:
1) Obtain all medical records
2) Obtain accident reports and police
3) Conduct legal research
4) Communicate with experts who try to deceive
5) Preparation of applications when you might not have enough experience or objectivity to understand the value of the request
However, sometimes treating his case is a good idea (or a necessity if you’re not important enough to justify hiring a lawyer).
If you negotiate your case, you must perform the following operations:
1) Make sure you have photographic evidence of damage, including damage to your car and all lesions.
2) Obtain medical treatment you need, nothing less.
3) Be aware that giving a statement inserted can damage your case and try to avoid it.
4) Pay attention to the prescription – you only have a certain amount of time to file a complaint, and if you lose the deadline, you may lose your right to compensation.
5) Be honest with your doctor about your health.
6) Be wary if an expert request form to obtain a medical certificate. You may need to give them, but this means that dig everything possible to deny the request.
7) Being a good record keeper – you must keep track of all medical expenses, lost wages, car repair bills, etc.
8) Do not take the first offer. The expert will usually offer a lower resolution that your case is interesting, and you should negotiate.
If you decide to negotiate a settlement to your injury, you must write a letter of request. This application is extremely important because it is the best way to show the insurance company the value of your request.
Begins by stating the facts:
Because the other person is legally liable (responsible)
What you have been injured
What have you received medical treatment
Any income that you lost
Any other damage (such as car repair, loss of use, etc.)
You can structure your letter in the following categories, which are simple and easily understood:
1) demonstrate responsibility. It ‘very useful to have a police report if the other person was cited for violation of smuggling.
2) Injury and Therapy: Do not be modest, embarrassed, etc. – just tell the whole truth and nothing but the truth. Show how the injury has affected negatively the activities in your life and give a precise chronology of events and explain how the injury will affect the long term.
3) Medical expenses: Show how much you owe each supplier, with the dates of treatment, and use your actual diagnosis (rather than back pain, for example, can be compressed vertebrae and a herniated disc – to be precise).
4) Loss of income: Show what you have done (no exaggeration) and explain why you lost your income.
5) Other loss: the treatment of others, you may need, therapy, unusual embarrassment, pain and suffering, etc.
End your letter with a sum of money you want to receive from the insurance company. You should probably make this figure much higher than it actually can live with, because the expert will try to offer a very low and you need a great deal to start negotiations.
Attach to your letter all the supporting documents, such as police reports, medical reports, etc., and make a copy of the letter. Send the letter to make sure you know when it happened and when it was received.